Senior Partner Practice of
St. James's Place Wealth Management

Stephen Scutcher, Managing Partner

Stephen Scutcher is the founder and Managing Partner of Trowlock Wealth Management. For the last twenty five years he has been managing the wealth of some of the most successful individuals and business owners in Britain. Advising on both business and personal financial matters requires keen perceptive powers, attention to detail and in depth understanding of the client and their financial objectives.

With relationships built over many years and across generations, Stephen has developed a unique bond with clients and enabled wealth to pass between families tax efficiently. Stephen’s specific areas of expertise include profit extraction, business sales and complex trust* planning.

At the heart of the service offered by Stephen is his belief in effective communication to ensure that clients are kept informed of issues that may affect their financial wellbeing. As such he regularly publishes a range of newsletters exclusively for his clients, including a communication 'WeekWatch' covering key market, economic and personal finance news and quarterly magazine, The Investor.

More information is available by clicking the Market Update link on the home page.

Mobile: 07780 464 983
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Marie Andrews, Wealth Management Adviser

Marie Andrews is a Chartered Financial Adviser which puts her amongst the elite of the profession. After working as a Financial Adviser for sixteen years, Marie joined Trowlock Wealth Management, chosen for its emphasis on building strong relationships with clients and being a Partner Practice of St. James’s Place, a company with an impeccable reputation.

Marie’s key areas of expertise are centred on advising business clients (and the Directors of those clients on a personal basis) in the areas of Wealth Management, Business Protection, Succession Planning, Profit Extraction and Employee Benefits. She works with businesses from inception to sale; helping them to mitigate business risk, manage their wealth within the business, withdraw capital from the company tax efficiently and planning aspects of an effective exit strategy.

In addition she advises individuals in the areas of wealth management, planning for retirement, protecting themselves and their families and estate planning and later life planning.

Her Chartered qualification is evidence of her commitment to earning the trust of individuals and businesses in need of a competent adviser.

Mobile: 07768 917 879
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Duncan Taylor, Wealth Management Adviser

Duncan Taylor worked as a financial adviser in a number of roles with NatWest, HSBC and the Lloyds Banking Group before joining Trowlock Wealth Management.

His career has been dominated by corporate business starting in loans moving on to financial advice for businesses and, finally, giving corporate and commercial financial advice to company directors and owners. In the latter part of his career, he was involved with the launch of Auto-Enrolment, the government's initiative for employers to contribute to their employee's pensions.

At Trowlock, he continues in this role ensuring companies prepare for Auto-Enrolment and helping them to meet their legal obligations. Part of this role includes giving financial advice to company directors and senior staff.

Duncan is an affable, reliable adviser who understands the conflicting pressures of business and personal life and the need for a financial plan that meets all needs with minimum compromise.

Mobile: 07702 496411
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Martina Gadringer, Head of Operations

Martina joined Trowlock Wealth Management from an entirely different commercial world bringing with her an altogether different and refreshing perspective on the business. She worked at Sony and Electronic Arts looking after partner management, franchise planning, product development, publishing, operations, distribution and merchandising.

As Head of Operations, a key part of her role is driving efficiency and maintaining internal controls. The smooth running of the business is not only instrumental to meeting our clients' expectations, but also contributes to maximising the productivity and cost-effectiveness of the business as a whole.

She monitors and adjusts the daily workflow to ensure that client commitments are met and concentrates on developing the processes and controls that deliver accuracy, timeliness and integrity to the business.

Tel: 020 8614 4452
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Richard Spraget, Technical Consultant

Richard is a Chartered Financial Planner and a Fellow of the Chartered Insurance Institute.

Having worked in financial services for over 20 years, Richard has experience in a variety of technical and client-facing roles and prides himself on his standards of integrity and professionalism.

At Trowlock, Richard works as a Financial Analyst specialising in creating bespoke financial strategies for clients. As well as offering first class technical support to clients and advisers, Richard has expertise in ‘lifetime cashflow’ modelling, ensuring that clients receive information which is entirely consistent with their wider goals and aspirations.

In addition to his client-facing responsibilities, Richard provides regulatory and compliance support to Trowlock Wealth Management. Richard specialises in providing the operations team with investment and pension planning and is always on hand to offer clear and expert guidance to them.

Tel: 020 861 44458
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Jamie Lavery, Technical Consultant

Having spent his formative years in Dublin, Jamie moved to the UK in 2006. He lives in Derby with his wife and four children.

A Chartered Financial Planner with a degree in Economics and a Masters’ in International Business & Management, Jamie started his career in financial services in 2003. He joined Trowlock Wealth Management in June 2016 bringing with him 10 years of experience in client servicing and technical analysis forged with The Wissenbach Group where he helped to develop the ‘Magic Number’ concept into a practical decision-making framework for the creation and tracking of holistic planning strategies.
He is a solutions based thinker with a strategic mindset and is part of the client-facing team.

A keen sportsman, Jamie loves to spend his time taking part in CrossFit, football, golf and skiing and most of all by supporting his children in their sporting and musical endeavours.

Tel: 0208 614 4459
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Sue Lowe, Office Manager

Sue has worked in financial services for over thirty years, the majority of which was spent within the Business Banking Sector. She was previously Commercial Manager and Relationship Manager responsible for SME businesses.

Highly experienced and enthusiastic, Sue has excellent communication skills and works closely with the advisers of Trowlock and contributes to the smooth running of the office. She is also responsible for ensuring clients' financial reviews are regularly updated and works closely with external and 3rd party providers.

Tel: 020 8614 4453
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Joy Sedlacek, Executive Personal Assistant

Joy has enjoyed a long career in Financial Services, culminating in a particularly rewarding role where she managed a team of thirteen individuals, collectively responsible for advising the company's most valuable clients.

Joy has an in-depth understanding of financial services combined with the ability to deal comfortably with the demands of the industry's regulators.

Joy provides an excellent level of service to both the advisers of Trowlock and our clients.

Tel: 020 8614 4454
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Stephen Dibley , Office Administrator

Stephen joined Trowlock with 34 years Banking Experience, a career in which he covered a wide variety of roles including Branch Manager, Product Manager, and his final role as a successful Relationship Manager to a portfolio of high net worth clients.

Stephen is committed to providing high standards of service supporting the Trowlock Team. As well as assisting in the processing of pensions and investments, Stephen also oversees the administration of the My Wealth Cloud Document Portal service which is provided to our clients.

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